License #: CCC1328396

Established 2006

Roofing Insurance Claim Assistance

At Roofing Systems of America, we understand that navigating roofing insurance claims can be challenging. Our goal is to provide you with thorough assessments and detailed documentation to support your claim process, while strictly adhering to Florida’s legal guidelines.

Comprehensive Roof Inspections

Our trained Project Managers will conduct a meticulous inspection of your property to identify any storm-related damages. We will provide you with:

  • Detailed photographs of the damage
  • A comprehensive repair or replacement estimate​

This documentation is designed to assist you in filing your insurance claim.

Supporting Your Claim Process

While we cannot file claims on your behalf, we are committed to supporting you by:

  • Supplying all necessary documentation for your claim​
  • Answering any questions you may have about the damage assessment​
  • Ensuring you have a clear understanding of the required repairs

Coordination During Adjuster Meetings

If an insurance adjuster schedules a visit to assess the damage, we can be present to discuss our findings and address any technical questions regarding the necessary repairs.​

Commitment to Legal Compliance

We strictly follow Florida statutes, which prohibit contractors from:​

  • Interpreting insurance policy provisions​
  • Adjusting claims on behalf of the insured without proper licensing​

Our role is to provide factual information about the damage and the scope of work required, empowering you to manage your insurance claim effectively.

Schedule Your
FREE ROOF INSPECTION

With Florida's Trusted Local Roofing Contractor

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By submitting this form, you agree to be contacted by Roofing Systems of America via phone, text, and email regarding your free roof inspection and related services. You acknowledge that your contact information may be used for follow-up communication, and you can opt out at any time by replying “STOP” to text messages or by unsubscribing from emails.

Proceeding with Repairs

Once your insurance company approves the claim and you have secured the necessary funds, we will:

  • Finalize a work order detailing the project scope, materials, color choices, and scheduling​
  • Schedule and complete the roof repair or replacement with our skilled team

Post-Completion Documentation

After the project is completed to your satisfaction, we will provide you with:

  • A final invoice for your records​
  • A release of lien​
  • A 5-year craftsmanship warranty
  • A certificate of completion​

These documents will support your records and any further interactions with your insurance provider.​

Important Note: We do not offer incentives for roof inspections or insurance claim filings, as such practices are prohibited under Florida law.​

By adhering to these guidelines, Roofing Systems of America ensures ethical practices and compliance with Florida regulations, providing you with professional and lawful assistance throughout your roofing insurance claim process.​

For detailed information on Florida’s regulations regarding contractor involvement in insurance claims, please refer to Florida Statute 489.147.​

The Step by Step Process

  1. Call us for a Free Roof Inspection
  2. Your trained Roofing Systems of America Project Manager will thoroughly inspect the property and take pictures of damages, if any.
  3. If your property sustained damages, we will take pictures and present you with an estimate of repairs or replacement for the damages.
  4. It is your responsibility to file an insurance claim if you have damages. We can not and will not induce you to do so, nor will we call on your behalf. 
  5. If you decide to file a claim on your own accord, once an inspection is scheduled with an insurance adjuster, we are legally able to meet your adjuster and answer any technical roofing questions he or she may have, or inquiries about our estimate or contract with you.
  6. After approving your roof for replacement, your insurance adjuster will send you a Scope of Loss outlining his findings of damage and estimated pricing.
  7. It is your responsibility as the policyholder to determine if the amount received is sufficient to complete repairs based on the estimates you have received or contract you may have signed with us. 
  8. After you, your public adjuster, or attorney have negotiated any required supplements and they are approved, you will sit together with your Roofing Systems of America Project Manager and sign a work order outlining the work scope and specifying type of material, color choices, and scheduling.
  9. In some cases, your insurance loss draft check will include your mortgage company as an endorsee. In this case you will need to get the mortgage company to endorse the insurance draft check so you can make the funds effective.
  10. We will collect a deposit payment and submit a permit application to your building department.
  11. At the agreed upon date we will tear off your old roof and install a new hand crafted roofing system.
  12. Once repairs or replacement are completed, we will provide you with a final invoice for our services. If required by your insurer, you may submit this invoice to request the release of your recoverable depreciation.
  13. After you are satisfied you will pay Roofing Systems of America in Full per the insurance scope, plus the deductible, which is your responsibility to pay.
  14. After final payment is made we will send you a Final Package including a release of lien, 5 year warranty, a copy of your certificate of completion, and a customer review form. CLICK HERE TO VIEW OUR CRAFTSMANSHIP WARRANTY
  15. Once all work is completed and payments are finalized, you may enroll in our Customer Referral Program. CLICK HERE TO SEE ABOUT OUR REFERRAL PROGRAM
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