Florida PACE Financing for Roof Replacement
Finance your new roof with $0 down and repay through your property taxes over 20+ years. No credit check. No upfront costs. Approved in minutes.
What is Florida PACE Financing?
PACE (Property Assessed Clean Energy) is a financing program that allows Florida homeowners to finance energy-efficient and hurricane-resistant home improvements—including roof replacements—with no money down, repaid through property tax assessments.
- No credit check - Approval based on property equity, not credit score
- 100% financing - Cover the entire project cost
- Lower monthly payments - Extended terms mean smaller payments
- No second mortgage - Repaid through property tax assessment
- Energy savings - Newer roofs reduce cooling costs
Why Choose PACE for Your Roof Replacement?
No Money Down
100% financing available - no upfront costs
Extended Terms
Repay over 20+ years through property tax bill
Fixed Rates
Competitive fixed interest rates
Transferable
Assessment stays with property if you sell
Increase Home Value
New roof can increase property value significantly
Instant Approval
Based on property equity, not credit score
Qualifying Roof Improvements
PACE financing covers roofing projects that improve energy efficiency or strengthen your home against hurricanes
Complete Roof Replacement
Full tear-off and replacement with new roofing system
Hurricane Strengthening
Impact-resistant materials, reinforced decking, hurricane straps
Storm Damage Repairs
Structural repairs from hurricane or severe weather damage
Energy Efficient Materials
Cool roof coatings, reflective shingles, solar-ready systems
Structural Improvements
Roof deck replacement, truss reinforcement, ventilation upgrades
Am I Eligible for PACE Financing?
Most Florida homeowners qualify. Check the requirements below:
Not Sure If You Qualify?
Call us at 855-443-ROOF and we'll help you determine eligibility and guide you through the entire PACE application process at no cost.
PACE vs. Traditional Financing
| Feature | PACE Financing | Traditional Loan | Credit Card |
|---|---|---|---|
| Down Payment | $0 | Often required | $0 |
| Credit Check | None | Required | Required |
| Repayment Period | 15-20 years | 5-15 years | Varies |
| Transferable | Yes | No | No |
| Tax Deductible | Potentially* | Sometimes | No |
*Consult your tax advisor about deductibility of PACE assessments
Simple 4-Step Process
Contact RSA
Call us or schedule a free roof assessment. We'll inspect your roof and provide a detailed estimate.
Apply for PACE
We help you apply with a PACE provider. Approval is typically instant based on property equity.
Project Completion
We complete your roof replacement with premium materials and expert installation.
Easy Repayment
Repay through your annual property tax bill over 15-20 years. That's it!
Ready to Finance Your New Roof with PACE?
Let our PACE financing experts help you get approved and start your project with $0 down
Licensed Florida Roofing Contractor #CCC1328396 | A+ BBB Accredited