Important: Do Not Start Work Before Approval
You must wait for official approval from My Safe Florida Home before hiring a contractor or beginning any work. The inspection alone does not mean you're approved – you need a specific approval message.
What is the My Safe Florida Home Program?
My Safe Florida Home is a state-funded grant program designed to help Florida homeowners protect their homes against hurricane damage. The program provides up to $10,000 in grant money for wind mitigation improvements – and this money never has to be paid back.
Eligible improvements include roof replacements, upgrades to metal roofing, secondary water barriers, roof-to-wall connection retrofits, and other hurricane-hardening measures. Whether you're filing an insurance claim, paying cash for a replacement, or upgrading your existing roof, these all qualify as approved wind mitigation work.
All Roofing Projects Qualify
Insurance claims, cash replacements, and upgrades all apply as approved wind mitigation because they're regarding the roof and its protection against wind damage.
Home Value
Property must be valued at $700,000 or less
Homeowners Insurance
Active homeowners insurance policy required
Income Qualification
Must be a low to medium income household
Stay Responsive
Must respond to all communications from My Safe Florida Home
Eligible Wind Mitigation Improvements
The grant can be applied to these hurricane-hardening improvements for your home
How to Apply: Step by Step
Follow these steps to apply for your My Safe Florida Home grant
Create Your Account
Visit the My Safe Florida Home website and create an account. Input all your personal and property information accurately.
Verify Your Income
Submit your last year's tax return to verify your household income. This determines your eligibility tier (low or medium income).
Application Review
My Safe Florida Home will review your application. Stay responsive to any messages or phone calls during this period.
Schedule Inspection
Once approved for inspection, a certified inspector will visit your home to assess what wind mitigation improvements you qualify for.
Apply for Grant
Based on inspection results, apply for your grant up to $10,000. My Safe Florida Home will verify and process your application.
Receive Approval
Wait for official approval notification. You MUST receive this specific approval message before hiring a contractor or starting any work.
Understanding Income Tiers & Funding
How you receive funds depends on your income qualification level
Pay After Funding
- Work must be completed by approved contractor
- You do NOT need to pay contractor in full upfront
- Funding released upon work completion verification
Pay First, Then Reimburse
- Work must be completed by approved contractor
- Must pay contractor in full before receiving funds
- Submit proof of payment to receive reimbursement
Expected Timeline
Ready to Get Started?
We can help you understand your roofing options and how to maximize your My Safe Florida Home grant. Schedule a free roof assessment today.
Questions? Call us: 1-855-443-ROOF